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Honolulu (/?h?n?'lu?lu?/ or /?ho?n?'lu?lu?/; Hawaiian pronunciation: [hono'lulu]) is the state capital and the most populous city in the U.S. state of Hawaii.[a] It is the county seat of the City and County of Honolulu. Hawaii is a major tourist destination and Honolulu, situated on the island of Oahu, is the main gateway to Hawaii and a major gateway into the United States. The city is also a major hub for international business, military defense, as well as famously being host to a diverse variety of east-west and Pacific culture, cuisine, and traditions.Honolulu is both the westernmost and the southernmost major American city. For statistical purposes, the U.S. Census Bureau recognizes the approximate area commonly referred to as ""City of Honolulu"" (not to be confused with the ""City and County"") as a census county division (CCD). Honolulu is a major financial center of the islands and of the Pacific Ocean. The population of Honolulu CCD was 390,738 at the 2010 census, while the population of the consolidated city and county was 953,207.Honolulu means ""sheltered harbor"" or ""calm port."" The old name is said to be Kou, a district roughly encompassing the area from Nuuanu Avenue to Alakea Street and from Hotel Street to Queen Street which is the heart of the present downtown district. The city has been the capital of the Hawaiian Islands since 1845 and gained historical recognition following the attack on Pearl Harbor by Japan near the city on December 7, 1941.The largest city and airport in the Hawaiian Islands, Honolulu acts as a natural gateway to the islands' large tourism industry, which brings millions of visitors and contributes $10 billion annually to the local economy. Honolulu's location in the Pacific also makes it a large business and trading hub, particularly between the East and the West. Other important aspects of the city's economy include military defense, research and development, and manufacturing.

 

Pearl City is a census-designated place (CDP) located in the ?Ewa District and City & County of Honolulu on the Island of O?ahu. As of the 2010 Census, the CDP had a total population of 47,698. Pearl City is located along the north shore of Pearl Harbor. ?Aiea borders Pearl City to the east, while Waipahu borders the west. The U.S. postal code for Pearl City is 96782.

 

Hilo (/'hi?lo?/) is the largest census-designated place (CDP) and the largest settlement in Hawaii County, Hawaii, which encompasses the Island of Hawai?i. The population was 40,759 at the 2000 census. The population increased by 6.1% to 43,263 at the 2010 census.Hilo is the county seat of the County of Hawai?i and is located in the District of South Hilo. The town overlooks Hilo Bay, situated upon two shield volcanoes; Mauna Loa, an active volcano, and Mauna Kea, a dormant volcano and the site of some of the world's most important ground-based astronomical observatories. The majority of human settlement in Hilo stretches from Hilo Bay to Waiakea-Uka, on the flanks of Mauna Loa.Hilo is home to the University of Hawai?i at Hilo, ?Imiloa Astronomy Center of Hawai?i, as well as the Merrie Monarch Festival, a week-long celebration of ancient and modern hula which takes place annually after Easter. Hilo is also home to the Nut Corporation, one of the world's leading producers of macadamia nuts. It is served by Hilo International Airport, located inside the CDP.

 

Kailua /ka?'lu??/ is a census-designated place (CDP) in Honolulu County, Hawaii, United States. It lies in the Ko?olaupoko District of O?ahu on the windward coast at Kailua Bay. It is in the judicial district and the ahupua'a named Ko'olaupoko. It is 12 miles (19 km) northeast of Honolulu � over Nu�uanu Pali. The population was 38,635 at the 2010 census.In the Hawaiian language Kailua means ""two seas"" or ""two currents"", a contraction of the words kai (meaning ""sea"" or ""sea water"") and ?elua (meaning ""two""); it is so named because of the two lagoons in the district or the two currents which run through Kailua Bay.Kailua is primarily a residential community, with a centralized commercial district along Kailua Road. It has a compact, easy-to-shop business district surrounded by mostly single-family homes. By 1992, 50,000 residents encompassed a central urban core with surrounding residential areas.Places of note in Kailua include Kailua Beach Park, Lanikai Beach, Kawai Nui Marsh, Maunawili Falls, and Marine Corps Base Hawaii.

 

Waipahu is a former sugar plantation town and now census-designated place (CDP) located in the ?Ewa District on the island of O?ahu in the City & County of Honolulu, Hawai?i, United States. As of the 2010 Census, the CDP population was 38,216. The U.S. postal code for Waipahu is 96797.

 

Kane?ohe is a census-designated place (CDP) included in the City and County of Honolulu and located in Hawai?i state District of Ko?olaupoko on the island of O?ahu. In the Hawaiian language, kane ?ohe means ""bamboo man"". According to an ancient Hawaiian story a local woman compared her husband's cruelty to the sharp edge of cutting bamboo; thus the place was named Kane?ohe or ""Bamboo man"". The population was 34,597 at the 2010 census. Kane?ohe is the largest of several communities along Kane?ohe Bay and one of the two largest residential communities on the windward side of O?ahu (the other is Kailua). The commercial center of the town is spread mostly along Kamehameha Highway.From ancient times, Kane?ohe was important as an agricultural area, owing to an abundance of rainfall. Today, Kane?ohe is mostly a residential community, with very little agriculture in evidence. The only commercial crop of any consequence in the area is banana.Features of note are Ho?omaluhia Botanical Garden and the new Hawai?i National Veterans Cemetery. Access to Kane?ohe Bay is mainly from the public pier and boat ramp located at nearby He?eia Kea. Access to Coconut Island (restricted) is from the state pier off Lilipuna Road. Marine Corps Base Hawaii lies across the south end of Kane?ohe Bay from the central part of Kane?ohe, although the town stretches along Kane?ohe Bay Drive to the base perimeter.The ZIP code for Kaneohe is 96744.There are three golf courses in Kane?ohe: Pali Golf Course (public), Ko?olau Golf Club (privately owned but open to the public), and Bayview Golf Park (privately owned but open to the public).

 

Mililani is a city located near the center of the island of O?ahu in Honolulu County, Hawaii, United States. It consists of two census-designated places, Mililani Town, with a population of 27,629 at the 2010 census, and Mililani Mauka, with a 2010 census population of 21,039.

 

Kahului is a census-designated place (CDP) in Maui County, on the island of Maui, in the U.S. state of Hawaii. Kahului hosts Maui's main airport (Kahului Airport), deep-draft harbor, light industrial areas, and commercial shopping centers. The population was 26,337 at the 2010 census.Kahului is the retail center for Maui residents and there are several malls and major stores (including department stores in the Queen Kaahumanu Center); other significant groupings of stores are in Lahaina such as the Lahaina Cannery Mall, the Happy Valley area of Wailuku, Maui Market Place and Maui Mall, which are both also located in Kahului, and The Shops at Wailea in Wailea.Kahului is not generally considered a tourist destination but does feature the Alexander and Baldwin Sugar Museum, Kanaha Pond State Wildlife Sanctuary, Kanaha Beach County Park, and the Maui Arts and Cultural Center.Kahului is served by Kahului Airport, located outside of the CDP.

 

Kihei is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 20,881 at the 2010 census.

 

Wahiawa (Hawaiian: Wahiawa) is a census-designated place (CDP) in Honolulu County, Hawaii, United States, on the island of Oahu. It is located in the Wahiawa District, on the plateau or ""central valley"" between the two volcanic mountains that comprise the island. In Hawaiian, wahi a wa means ""place of noise"", perhaps a reference to the fact that once upon a time, heavy surf on the distant coast could be heard here. The population was 17,821 at the 2010 census.Lakes and reservoirs are rare in Hawaii, and Wahiawa is at once unique in being surrounded on three sides by Lake Wilson (also known as Wahiawa Reservoir or Kaukonahua). The town must be accessed by either of two bridges on Kamehameha Highway (State Rte. 80) across the narrow north and south arms of the reservoir. Outside of the reservoir, the town used to be surrounded by military bases and agricultural fields, but development is making its way up from the increasingly urbanized southern portion of the central plain. Still, there are significant U.S. Army facilities here, including Schofield Barracks, Wheeler Army Airfield, and East Range, an Army training area extending into the hills south and east of town. Schofield Barracks alone is larger than Wahiawa. Wahiawa is also the home of the U.S. Navy's Naval Computer and Telecommunications Area Master Station Pacific.The U.S. postal codes for Wahiawa are 96786 and 96857.

 

Schofield Barracks is a United States Army installation and census-designated place (CDP) located in the City and County of Honolulu and in the Wahiawa District of the American island of O?ahu, Hawai?i. Schofield Barracks lies adjacent to the town of Wahiawa, separated from most of it by Lake Wilson (also known as Wahiawa Reservoir). Schofield Barracks is named after Lieutenant General John McAllister Schofield, Commanding General United States Army August 1888 to September 1895. He had been sent to Hawai?i in 1872 and had recommended the establishment of a naval base at Pearl Harbor.Schofield Barracks has an area of 17,725 acres (72 km2) on Central O?ahu. The post was established in 1908 to provide mobile defense of Pearl Harbor and the entire island. It has been the home of the 25th Infantry Division, known as the Tropic Lightning Division, since 1941 as well as the Command Headquarters for United States Army Hawaii (USARHAW). Schofield Barracks is also home to the 8th Theater Sustainment Command. The population was 16,370 at the 2010 census.

 

Wailuku is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 15,313 at the 2010 census. It is the county seat of Maui County.Wailuku is located just west of Kahului, at the mouth of the ?Iao Valley. In the early 20th century Wailuku was the main tourist destination on Maui, though it has since been eclipsed with the rise of the resort towns such as Ka?anapali, so much that there are no hotels to speak of in Wailuku.Historic sites in the town include Ka?ahumanu Church (named after one of Hawai?i's great monarchs, Queen Ka?ahumanu) which dates to 1876, the Wailuku Civic Center Historic District, the site of the Chee Kung Tong Society Building, and the Bailey House, a 19th-century former seminary and home that houses a history museum and the Maui Historical Society.There are two ancient temples near Wailuku, called heiau � the Haleki?i Heiau and the Pihanakalani Heiau. Both date back hundreds of years and were used for religious purposes by the native Hawaiians.[citation needed]Wailuku is served by Kahului Airport.

 

Kapolei is a master-planned city in Honolulu County, Hawaii, United States, on the island of Oahu. It is colloquially known as the ""second city"" of Oahu, in relation to Honolulu.The community takes its name from a volcanic cone, Pu?u o Kapolei. In the Hawaiian language, pu?u means ""hill"" and Kapo lei means ""beloved Kapo"". According to legend, Kapo was sister to Pele.Much of the land is part of the estate of industrialist James Campbell. Kapolei's major developer is Company. Kapolei sits primarily upon former sugarcane and pineapple fields.

 

?Ewa Beach (/?v?/) or simply ?Ewa is a census-designated place (CDP) located in ?Ewa District and the City & County of Honolulu along the leeward coast of O?ahu in Hawai?i. As of the 2010 Census, the CDP had a total population of 14,955.The word ?ewa means ""crooked"" or ""ill-fitting"" in Hawaiian. The name comes from the myth that the gods Kane and Kanaloa threw a stone to determine the boundaries, but it was lost and later found at Pili o Kahe.Along much of the South Shore of O?ahu, ?Ewa is a reference to the direction of ?Ewa Beach, roughly westwards along the shore. Related terms are mauka (towards the mountains, roughly northwards), makai (towards the ocean, roughly South), and Diamond Head or Koko Head, roughly eastwards along the shore.The U.S. postal code for ?Ewa Beach is 96706 .

 

Halawa is a census-designated place (CDP) in the �Ewa District of Honolulu County, Hawaii, United States. Halawa Stream branches into two valleys: North and South Halawa; North Halawa is the larger stream and fluvial feature. Their confluence is within the H-3/H-201 highways exchange. Most of Halawa Valley is undeveloped. As of the 2010 Census, the CDP had a population of 14,014.

 

Waimalu is a census-designated place (CDP) in Honolulu County, Hawai?i, United States. The population was 13,730 at the 2010 census.

 

Not to be confused with Waikanae, in New ZealandWai?anae is a census-designated place (CDP) in Honolulu County, Hawaii, United States. As of the 2010 Census, the CDP population was 13,177.

 

Nanakuli is a census-designated place (CDP) in the Wai?anae District on the island of O?ahu, City & County of Honolulu, Hawaii, United States. In Hawaiian, nana kuli means literally ""look at knee"". The population was 12,666 at the 2010 census.

 

Kailua is a census-designated place (CDP) in Hawai?i County, Hawaii, United States, in the North Kona District of the Island of Hawai?i. The population was 11,975 at the 2010 census. It is the center of commerce and of the tourist industry on West Hawai?i. Its post office is designated Kailua-Kona to differentiate it from the larger Kailua located on windward O?ahu, and it is sometimes referred to as Kona in everyday speech. The city is served by Kona International Airport, located just to the north in the adjacent Kalaoa CDP. Kailua-Kona was the closest major settlement to the epicenter of the 2006 Hawai?i Earthquake.Kailua-Kona saw a economic downturn during the 2008 national financial crisis but in the early 2010's saw seen significant growth and economic development. Tourism also saw a downturn in the late 2000's but has since seen some resurgence. University of Hawaii has plans for it's Hawaii Community College Palamanui Campus.[13] Since the early 2000's the Kona side has seen significant amounts of vog from Pu?u ?O?o and Kilauea via wind patterns up the South Kona Coast around Mauna Loa and Mauna Kea.[14] Visitor industry statistics show the vog has little effect on tourism traffic to the Kona area.[15]

 

Lahaina is the largest census-designated place (CDP) in West Maui, Maui County, Hawaii, United States, and the gateway to the famous Kaanapali and Kapalua beach resorts north of the community. As of the 2010 census, the CDP had a resident population of 11,704. Lahaina encompasses the coast along Hawaii Route 30 from a tunnel at the south end, through Olawalu up to the CDP of Napili-Honokowai to the north. During the heavy tourist seasons, the population can swell to nearly 40,000 people.Until permanently moving to Honolulu, Lahaina was the capital of the Kingdom of Hawaii. In the 19th century, Lahaina was the center of the global whaling industry with many sailing ships anchored in at its waterfront; today a score of pleasure craft make their home there. Lahaina's Front Street has been ranked one of the ""Top Ten Greatest Streets"" by the American Planning Association.Lahaina's popularity as a tropical getaway has caused its real estate to be some of the most expensive in Hawaii; many luxury homes and condos are sold for more than $2 million there.

 

Waipi?o is a census-designated place (CDP) located in the Ewa District of the island of O?ahu in the City & County of Honolulu, Hawaii, United States. In Hawaiian, wai pi?o means ""curved water"". As of the 2010 census, the CDP had a population of 11,674.The U.S. postal code for Waipi?o is 96797.

 

Kapa?a (Kaua?i dialect: Tapa?a) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 10,699 at the 2010 census.The town has a large concentration of hotels, shopping centers, and tourist-oriented shops and restaurants.

 

Kalaoa is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 9,644 as of the 2010 Census, up from 6,794 residents at the 2000 census.Mokulele Airlines, a small inter-island commuter airline, is headquartered in the CDP, on the grounds of Keahole at Kona Int'l Airport.[4]

 

Pacific WarAttack on Pearl HarborEvents Winter White House Garrison information Pastcommanders Col Brian P. Annicharico Garrison 3rd Marine RegimentMarine Aircraft Group 24Combat Logistics Battalion 33rd Radio BattalionCommander, Patrol and Reconnaissance Wing 2 (US Navy) Marine Corps Base Hawaii (MCBH), formerly Marine Corps Air Station Kaneohe Bay and originally Naval Air Station Kaneohe Bay, is a U.S. Marine Corps facility and air station located on the Mokapu Peninsula of windward O'ahu in the City & County of Honolulu. For census purposes, the area is demarcated as the Kaneohe Station census-designated place, with a population at the 2010 Census of 9,517. Marine Corps Base Hawaii, Kaneohe Bay, is home to Marines, sailors, their family members and civilian employees. The United States Marine Corps operates a 7,800-foot (2,400 m) runway at the base.MCBH is home for the 3rd Marine Regiment, Marine Aircraft Group 24, Combat Logistics Battalion 3 (CLB-3) 3rd Radio Battalion, and the Navy's Patrol and Reconnaissance Wing 2.The base lies between the two largest windward O'ahu communities of Kailua and Kane'ohe, and the main gate is reached at the eastern end of Interstate H-3. The main access to the base is by either H-3 or by Mokapu Road. MCB Hawaii is located on the windward side of Oahu, approximately 12 miles (19 km) northeast of Honolulu. Marine Corps Base Hawaii occupies the entire Mokapu Peninsula, of 2,951 acres (11.94 km2). Two areas of the base are classified conservation land which includes the Ulupau Crater area (northeast peninsula) and the Nuupia Pond area (at the Mokapu Road).

 

Ma?ili is a census-designated place (CDP) in the Wai?anae District on the island of O?ahu, City & County of Honolulu, Hawai?i, United States. In Hawaiian, ma?ili means ""pebbly"", referring to rounded stones at the shore. As of the 2010 Census, the CDP population was 9,488.

 

Aiea (Hawaiian: ?Aiea) is a census-designated place (CDP) located in the City and County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a total population of 9,338.

 

Waimea is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 7,028 at the 2000 census and 9, 212 at the 2010 census. Since each U.S. state cannot have more than one post office of the same name and there are many 'Waimeas' on the islands of Hawai?i, the official US Post Office name for Waimea is Kamuela.Waimea is the largest town in the interior of the Big Island, and is the center for ranching activities and paniolo culture. The Parker Ranch in and around Waimea is the largest privately owned cattle ranch in the US, and the annual Fourth of July rodeo is a major event.Waimea is also home to the headquarters of two astronomical observatories located on Mauna Kea, the W. M. Keck Observatory and the Canada-France-Hawaii Telescope.

 

Ahuimanu is a census-designated place (CDP) in the City & County of Honolulu, Hawaii, United States, on the island of Oahu. In Hawaiian ?ahui-manu means ""cluster of birds"".Ahuimanu is spread out beneath the steep windward pali (cliff face) of the Koolau mountain and separated by a low ridge from Heeia Kea. Thus, this area is mostly inland and not directly on Kaneohe Bay. However, one neighborhood spreads over the ridge and along Kamehameha Highway where there is private access to the bay shore. Proximity to the pali gives the place a generally wet climate. As of the 2010 Census, this largely residential area had a population of 8,810. A small commercial mall is located here across the highway from the Valley of the Temples Memorial Park, a large cemetery noted for its Byodo-In Temple.The U.S. postal code for Ahuimanu is 96744.

 

Holualoa is a census-designated place (CDP) in Hawai�i County, Hawai�i, United States. The population was 6,107 at the 2000 census.

 

Ocean Pointe is a housing development and a census-designated place (CDP) located in the ?Ewa District and the City & County of Honolulu on the leeward side of O?ahu in Hawai?i about fifteen miles (24 km) from Honolulu. As of the 2010 Census, the CDP had a total population of 8,361.This general area was previously known just as ?Ewa. In the late 19th century to early 20th century, ?Ewa was one of the large population centers on the Island of O?ahu, with industry focused around sugar cane production. The ?Ewa Mill, in ?Ewa was a major employer that set up residential villages. Sugar cane is no longer grown on the ?Ewa Plain and Ocean Pointe is now part of O?ahu's new suburban growth center�an area of substantial sprawl spreading unbroken to the south to ?Ewa Beach, north to Honouliuli, and west to Kalaeloa and Kapolei. This area is now referred to as O?ahu's Second City, with a city center (downtown) located in Kapolei.

 

Makaha is a census-designated place (CDP) in Honolulu County, Hawai?i, United States. The population was 8,278 at the 2010 census.

 

Pukalani is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,574 at the 2010 census. The general volcano-slope region, including nearby Makawao and Kula, is referred to as upcountry by locals, and is one of the four major population centers on Maui, the other three being Kahului, Lahaina and Kihei, all of which are at sea level.

 

Napili-Honokowai is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,261 at the 2010 census.

 

Makawao is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,184 at the 2010 census. Located on the rural northwest slope of Haleakala on East Maui, the community is known for being the hub of the ""Upcountry"", a part of the island dominated by mostly agriculture and ranch land.

 

Hickam Housing is a census-designated place comprising part of Joint Base Pearl Harbor-Hickam in the City & County of Honolulu, Hawaii, United States. The population was 6,920 at the 2010 census. The CDP occupies the area that was formerly the U.S. Air Force Hickam Field.

 

Lihue or Lihu?e is a census-designated place (CDP) and the county seat of Kauai County, Hawaii. Lihue (pronounced [li?'hu?e]) is the second largest town on the Hawaiian island of Kaua?i after Kapa?a. As of the 2010 Census, the CDP had a total population of 6,455.

 

Kula is a district of Maui, Hawaii, that stretches across the ""up-country"", the western-facing slopes of Haleakala, from Makawao to Ulupalakua. Most of the residential areas lie between about 500 to 1,100 m (1,800 ft to 3,700 ft) in elevation. The district has traditionally been where full-time residents prefer to live, as distinct from the generally hotter and busier, more tourism-oriented towns near sea level, such as Kihei and Lahaina.

 

Waikoloa Village is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 4,806 at the 2000 census. An alternate name for the community is Waikoloa, which is used by the local post office.

 

Laie is a census-designated place (CDP) located in the Koolauloa District on the island of Oahu in Honolulu County, Hawaii, United States. In Hawaiian, la?ie means ""?ie leaf"" (?ie?ie is a climbing screwpine: Freycinetia arborea). The population was 6,138 at the 2010 census.

 

Ewa Villages is a census-designated place (CDP) located in the ?Ewa District and the City & County of Honolulu on the leeward side of O?ahu in Hawai?i some 20 miles (32 km) from downtown Honolulu. As of the 2010 census, the CDP had a population of 6,108.This area was previously known as ?Ewa (in Hawaiian, ?ewa means ""crooked""). In the late 19th century to early 20th century, ?Ewa was one of the large population centers on the island of O?ahu, with industry focused around sugar cane production. The ?Ewa Mill was a major employer that set up residential villages within ?Ewa (from which the modern name arose). Sugar cane is no longer grown on the ?Ewa Plain and ?Ewa is now one of O?ahu's suburban growth centers�an area of substantial sprawl spreading unbroken to ?Ewa Gentry and ?Ewa Beach on the south, Kalaeloa on the southwest, and Kapolei on the west. This area is now referred to as O?ahu's Second City, with a city center (downtown) located in Kapolei.Honouliuli is a former village and now a place name for the north end of ?Ewa, lying along Honouliuli Stream between ?Ewa Villages and Waipahu.The U.S. postal code for ?Ewa is 96706, the same as for ?Ewa Beach.

 

Wailea is a census-designated place (CDP) in Maui County, Hawai?i, United States. As of the 2010 census, it had a population of 5,938. Prior to 2010, the area was part of the Wailea-Makena census-designated place.

 

Waimanalo is a census-designated place (CDP) in the City & County of Honolulu, in the District of Ko?olaupoko on the island of O?ahu, Hawaii, United States. This small windward community is located near the eastern end of the island. In the Hawaiian language Waimanalo means ""potable water""; it is so named for the many brackish ponds in the area that were used for irrigation. As of the 2010 Census, the CDP had a population of 5,451.Waimanalo is close to, but somewhat separate from, the neighborhood of Waimanalo Beach. Waimanalo has a small commercial center along Kalaniana?ole Highway, but is separated from the shoreline and Waimanalo Beach (the longest stretch of sandy shoreline on O?ahu) by Bellows Air Force Station. Waimanalo is noteworthy for its local flavor and large agricultural lots in the valley that extend back towards the Ko?olau from the center of town. Numerous plant nurseries are found in this area. There are no hotels in Waimanalo.Waimanalo is the site of Sea Life Park, located near Hawai?i Kai on Kalanianaole Highway. The U.S. postal code for Waimanalo is 96795.

 

He?eia is a census-designated place comprising several neighborhoods located in the City & County of Honolulu and the Ko?olaupoko District on the island of O?ahu north of Kane?ohe. In Hawaiian the words he?e ?ia mean ""washed away"", alluding to a victory achieved by the populace against others from leeward O?ahu, aided by a tsunami that washed the combatants off the shore.[citation needed]He?eia includes Ha?iku Valley and He?eia Kea. The population was 4,963 at the 2010 census. The area is almost entirely one of homes and apartments. Parts of He?eia lie along Kane?ohe Bay, but public access is non-existent owing to private ownership of the property behind the shore.Notable in the He?eia area are:Ha?iku Valley, a former United States Coast Guard radio transmitter site with the Stairway to Heaven hiking trailHe?eia Fishpond,"

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here, and the shore of the bay is surrounded by Hale?iwa Beach Park (north side) and Hale?iwa Ali?i Beach Park (south side). Further west from the center of town is Kaiaka State Recreation Area on Kiaka Point beside Kaiaka Bay. As of the 2010 census, the CDP had a population of 3,970. It is the largest commercial center on the North Shore of the island. Its old plantation town character is preserved in many of the buildings, making this a popular destination for tourists and residents alike, visiting surfing and diving sites along the north shore.The U.S. postal code for Hale?iwa, including Kawailoa, is 96712.

 

Waialua is a census-designated place and North Shore community in the Waialua District on the island of O?ahu, City & County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a population of 3,860.Waialua was one of the six original districts of ancient Hawaii on the island, known as moku. Waialua is a former (sugar) mill town and residential area, quite different in its quiet ambiance from nearby Hale?iwa, which is more commercial and tourist oriented. The Waialua Sugar Mill is the center of this town and the historical base of its plantation history.The U.S. postal code for Waialua is 96791.

 

Kahaluu-Keauhou is a census-designated place (CDP) in Hawai�i County, Hawai�i, United States. The population was 2,414 at the 2000 census.

 

Kekaha (literally, ""the place"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 3,175 at the 2000 census.

 

Captain Cook is a census-designated place (CDP) in Hawai?i County, Hawai?i, in the United States located in the District of South Kona. The community, which is actually located in the land division of Kealakekua, is so named because the post office for the area was located in the Captain Cook Coffee Co. during the early 1900s. As of the 2000 census, the CDP population was 3,206. The population increased by 7.0% to 3,429 at the 2010 census.

 

Kaunakakai is a census-designated place (CDP) in Maui County, Hawai?i, United States. It is the largest town on the island of Moloka?i. The population was 3,425 at the 2010 census. It is ""twinned"" with Embo in Scotland. The town was made famous in the 1930s by the song ""The Cockeyed Mayor of Kaunakakai"", beginning an ongoing tradition of designating an honorary mayor for the town.

 

Iroquois Point is a census-designated place (CDP) in Honolulu County, Hawaii, United States, on the island of Oahu near Pearl Harbor. The population was 3,374 at the 2010 census. ""Iroquois Point"" refers to the geographic land area that is occupied by the Waterfront at Pu'uloa (known as ""Iroquois Point Island Club"" prior to 2008), a firing range, a Navy Exchange shoppette and gas station, and Iroquois Point Elementary School. Once primarily used as a military housing community, it is now privately operated.

 

Lanai City is a census-designated place (CDP) on the island of Lanai, in Maui County, Hawaii, United States. The population was 3,102 at the 2010 census. Because of the island of Lanai's small population, Lanai City functions as the island's main commerce and business area. Many of the island's restaurants and shops can be found in the town square that surrounds Dole Park.In April 2009, Lanai City was named one of the most endangered historic sites in the U.S. It is home to an intact plantation town, something not found on any of the other Hawaiian Islands, dating back to the early 1920s. This historic district is threatened by commercial development, which would involve the demolition of a number of historic buildings.Lanai City is served by Lanai Airport (LNY).

 

Puhi (literally, ""blow"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,186 at the 2000 census.

 

Hawaiian Acres is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States located in the District of Puna. The population was 1,776 at the 2000 census.

 

Pa?ia (pah-ee-ah) is a census-designated place (CDP) in Maui County, Hawai?i, on the northern coast of the island of Maui. The population was 2,668 at the 2010 census. Pa?ia is home to several restaurants, art galleries, surf shops and other tourist-oriented businesses.Pa?ia is the last town on the Hana highway when heading eastbound towards Hana.Paia is located close to many internationally known windsurfing spots including Ho'okipa and Spreckelsville. It is therefore sometimes called ""The World Capital of Windsurfing"".[]

 

Hanapepe (literally, ""crushed bay"" in Hawaiian due to landslides in the area) is a census-designated place (CDP) in Kauai County, Hawaii, United States. The population was 2,153 at the 2000 census.

 

Kahuku is a census-designated place (CDP) in the Ko?olauloa District on the island of Oahu, County of Honolulu, Hawaii, United States. In the Hawaiian language, ka huku means ""the projection"", presumably a reference to Kahuku Point nearby, the northernmost point of land on the island of Oahu. As of the 2010 Census, Kahuku had a population of 2,614.

 

Volcano is a census-designated place (CDP) in Hawaii County, Hawaii, United States located in the District of Puna with a small portion of the CDP in the District of Ka?u. The population was 2,575 at the 2010 census.

 

Honaunau-Napoopoo (also spelled Honaunau-Napo?opo?o) is a census-designated place (CDP) in Hawaii County, Hawaii, United States. The population was 2,414 at the 2000 census.

 

Honalo is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 1,987 at the 2000 census.

 

?Ele?ele (literally, ""black"" or ""black water"" in Hawaiian) is a census-designated place (CDP) on the island of Kaua?i in Kaua?i County, Hawai?i, United States, with the ZIP code of 96705. The population was 2,040 at the 2000 census.

 

Lawa?i is a census-designated place (CDP) in Kaua?i County in the U.S. state of Hawai?i. The population was 1,984 at the 2000 census.

 

Honokaa is a census-designated place (CDP) in the Hamakua District of Hawaii County, Hawaii, United States. The population was 2,233 at the 2000 census.

 

Keaau (also written as Kea?au) is a census-designated place (CDP) in Hawaii County, Hawaii, United States located in the District of Puna. The population was 2,010 at the 2000 census. The population increased by 12.1% to 2,253 at the 2010 census.

 

Anahola (literally ""deadly winds"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,932 at the 2000 census.

 

Princeville is a census-designated place (CDP) on the north shore of the island of Kauai in Kauai County, Hawaii. The population was 1,698 in the 2000 census.

 

Koloa is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,942 at the 2000 census. Koloa is often incorrectly translated as native duck, which is the correct translation for the similar-looking koloa (without the macron). Koloa has no known translation. According to one account, the district Koloa was named for a steep rock called Pali-o-ko-loa which was found in 'Waikomo' stream. The first successful sugar plantation in the Islands was started here in 1835. It became a part of Grove Farm in 1948.

 

Maunawili is a residential census-designated place (CDP) in the City & County of Honolulu, Ko?olaupoko District, Island of O?ahu, Hawaii, United States. As of the 2010 Census, the CDP had a population of 2,040. Situated mauka (inland or mountain side) of Kalaniana?ole Highway between Castle Junction and Castle Hospital, Maunawili is nearly all private homes, schools, and a few churches; horse stables complete the rural setting. There are no commercial establishments. However, residents are only minutes (by car or bus) from Kailua. Maunawili Falls is a popular hiking destination.Maunawili Valley extends behind the prominent windward peak known as Olomana. The residential developments extend only part way back into the valley, which is quite large and fairly wet, supporting limited agriculture (mostly banana growing) behind the housing. Water from the numerous streams is diverted by a ditch to much drier Waimanalo to support agricultural activities there.A golf course and agricultural research station (HSPA) are located in the valley. An attraction of increasing popularity is the Maunawili Demonstration Trail, a state-maintained trail that traverses the breadth of upper Maunawili Valley from the Pali Highway (access at the ""Horseshoe Curve"") to Waimanalo. A connecting side trail (Maunawili Falls Trail) is accessible from the neighborhood in upper Maunawili.The U.S. postal code for Maunawili is the same as for Kailua: 96734.

 

Kualapu?u is a census-designated place (CDP) on the island of Molokai in Maui County, Hawai?i, United States. The population was 2,027 at the 2010 census. Kualapu?u can be literally translated as ""hill overturned"", but is thought to be a corruption of Pu?u?uala: ""sweet potato hill"". The present settlement is a former pineapple cannery village once associated with Foods.

 

Kealakekua is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 1,645 at the 2000 census.It was the subject of the 1933 popular song, ""My Little Grass Shack in Kealakekua, Hawaii"" by Bill Cogswell, Tommy Harrison and Johnny Noble which became a Hawaiian Music standard.See also: Kealakekua Bay, where the British explorer Capt. James Cook was killed.

 

Waimea (literally, ""red water"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,787 at the 2000 census. The first Europeans to reach Hawaii landed in Waimea in 1778 (giving rise to Kauai's cheeky slogan: ""Hawaii's Original Visitor Destination"").

 

Ko Olina Resort is a 642-acre (260 ha) master-planned vacation and residential community on the leeward coast of Oahu, 17 miles (27 km) northwest of Honolulu. Ko Olina has 2 miles (3.2 km) of coastal frontage and includes three natural and four man-made lagoons with white-sand beaches. It is home to three hotel and vacation-club resorts: Aulani, a Disney Resort & Spa; the Ihilani Resort & Spa, and Marriott's Ko Olina Beach Club, as well as several resort condominiums and villa homes.The resort includes Ko Olina Golf Club and Ko Olina Marina, as well as shopping and dining at Ko Olina Station and Ko Olina Center. Watabe Wedding manages four wedding chapels on the resort property.Major events hosted at Ko Olina Resort include the LPGA Lotte Championship, Ko Olina New Year's Lagoon Fireworks Spectacular, and the finale of the Hawaii Food & Wine Festival.

 

"

Hawaii

 

You could have become aware of freight factoring but your company might not know what it is or more significantly what it can possibly do for your business. Freight Bill Factoring likewise called receivables funding is a type of asset based lending that will boost a business' short-term cash flow. This is not a loan; no debt is taken on by trucking receivables finance ,and the money is unconditional. Trucking Factoring Companies in Invoice Discounting Factoring Hawaii Factoring Companies at Staffingresource.org- providing discounting invoices packages hawaii-factoring-companies

Staffingresource.org-Hawaii Factoring Companies

Honolulu

Hawaii

Trucking Factoring Companies

There's honestly not much to be worried about when it comes to making use of a Factoring business-- they typically aren't like a financial institution or a person who is going to leave you with a significant stockpile of financial obligation to repay. You give them legitimate invoices from job you have already finished , you are only just facilitating the payment system.

 

 

Accountreceivablefactoringcompany.Org

Factoring Trucking Receivables

Once and for all, an IOU or an invoice is not going to pay for costs, is it? For trucking firms when the income can be excellent one day and gone the next, it's up to the vehicle drivers to work sensibly and to ensure they are leaving themselves with a substantial volume of time and money to get through the week until they are compensated again.

 

 



Factoring Companies Reviews at Longhaultrucking.Org

 

The history of Hawaii can be traced through a succession of dominant industries: sandalwood,[91] whaling,[92] sugarcane (see Sugar plantations in Hawaii), pineapple, military, tourism, and education. Since statehood in 1959, tourism has been the largest industry, contributing 24.3% of the Gross State Product (GSP) in 1997, despite efforts to diversify. The gross output for the state in 2003 was US$47�billion; per capita income for Hawaii residents was US$30,441. Hawaiian exports include food and apparel. These industries play a small role in the Hawaiian economy, however, due to the considerable shipping distance to viable markets, such as the West Coast of the United States. Food exports include coffee (see coffee production in Hawaii), macadamia nuts, pineapple, livestock, and sugarcane. Agricultural sales for 2002, according to the Hawaii Agricultural Statistics Service, were US$370.9 million from diversified agriculture, US$100.6 million from pineapple, and US$64.3 million from sugarcane. In 2009, the United States military spent $12.2 billion in Hawaii, accounting for 18% of spending in the state for that year. 75,000 United States Department of Defense personnel reside in Hawaii

 

Factoring Trucking Companies

There's honestly not much to be worried about when it comes to making use of a Factoring business-- they typically aren't like a financial institution or a person who is going to leave you with a significant stockpile of financial obligation to repay. You give them legitimate invoices from job you have already finished , you are only just facilitating the payment system.

 

 



Factoring Companies Reviews at Longhaultrucking.Org

 

 

 

Ar Factoring Rates

 

Ar Factoring Rates

 

At one time or another, every business, even successful ones, have actually experienced bad cash flow.

Money flow does not have to be an issue any ever more. Do not be fooled -- banks are not the only locations you can get financing. Other options are offered and you do not have to borrow money. What is truck factoring ? One solution is called trucking factoring. Truck Factoring is the procedure of selling invoices to a financier rather than waiting to gather the cash from the client. Oh, the Irony- Trucking factoring has an ironic distinction: It is the monetary backbone of numerous of America's most successful businesses. Why is this paradoxical ? Because truck factoring is not taught in business colleges, is rarely discussed in company strategies and is relatively unknown to the majority of most of American business individuals.

Yet it is a monetary process that releases up billions of dollars every year, enabling thousands of businesses to grow and prosper. Accounts Receivable Factoring has actually been around for thousands of years. Receivable Loan Financing Businesses are investors who pay money for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a financial obligation your client has to pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business deals, a large percentage of the retail business uses a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail transactions. Using the purest definition of the word, these big consumer finance companies are really just big Commercial Factoring Companies of customer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The store makes money practically instantly, although you do not pay up until you are prepared.

For this service, the charge card company charges Sears a fee (typical common normal fees range from 2 to 4 percent of the sale). The Benefits Truck Factoring can offer numerous advantages to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on an item that has actually currently been provided, a company can factor (sell) its receivables for money at a small price cut off the amount of the invoice. Payroll, advertising efforts, and working capital are simply a few of the business requirements that can be met with instant  cash.

Trucking Factoring offers the ways for a manufacturer to renew inventory and make more products to offer: There is no longer a requirement to await for earlier sales to be paid. Receivable Loan Financing is not just a money management device for manufacturers: Practically any kind company can benefit from FACTORING. Generally, a company that extends credit will have 10 to 20 percent of its yearly sales bound in accounts receivable at any given time. Think for a minute about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a customer s invoice, but you can offer that invoice for the money to satisfy those obligations. Using trucking factoring companies is a quick and easy procedure. The factoring company buys the invoice at a discount, usually a few portion points less than the stated value of the invoice.

Invoice Factoring Companies Reviews at Accountreceivablesfinancing.Org

 

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Invoice Factoring Companies Reviews at YKLfactoring.com

 

 

The United states Truck Organization
specifies that there around
195,000 workers with truck
companies and
276,000 private service providers trucking
firms certified to
run in the U.S. that transported,
according to their most current data of millions
products, materials and
fundamental products .
There are several common
providers either going solo or in
groups on our country
highways transporting these
important items to our
stores, manufacturing facilities and harbors.

Moreover  freight factoring
firms benefit
countless of them and offer their
receivables financing facilities
nationally including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Hawaii Factoring Companies

 

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Receivable loan company Calculator
This calculator will show you how much you will make by using our receivable loan company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivable loan company
Enter the principal balance of your receivable loan company
(call your receivable loan company lender and ask for the current payoff amount):
Enter the amount of your monthly receivable loan company payment:
(invoice amount):
Enter the your receivable loan company's current interest rate:

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Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

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EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

 

 

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"

�So, this is not a loan?� Ian Murphy asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�No, not exactly,� she said.Ian was the owner of a small trucking company which had fallen on some hard times recently. Trucking could be a profitable business, and for a little under a decade, it had been for Arthur. His company was called Lucas Trucking, named after both of his grandfathers, Randy and Martin. Both of these men had been very hardworking and had set a great example for Arthur.Disaster had struck half a year ago, when two trucks in Arthur�s fifteen truck fleet went down. One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Ian depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Ian had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Ian wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Ian knew she was employed by a Factoring company and that her name was Rosemary. Ian had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Ian nodded. It sounded good to him, almost too good.The woman laughed. �You look like you don�t believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Rosemary smiled, agreeing. �Yes, we get a lot of that. Listen, I�d hate to see you lose your company. We know how hard you work, and that you've invested everything in your business. We all need help sometimes. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Rosemary with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Ian filled the form out, with Rosemary available to help him if he needed it. The completed profile gave Rosemary and her company all the information they needed on Arthur's business, and with this information they would determine if this business would in fact be suitable for Factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. Listening as Ian filled out his form, Rosemary was pretty sure he was a perfect candidate for factoring.Rosemary took the completed form and placed it in her briefcase. She then stood, reached across the desk and shook Arthur�s hand. He also stood up, and they smiled at each other. Ian walked Rosemary to the door where they said 'Goodbye', then he went back into his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Rosemary and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.All those long, sleepless nights. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was there, he was on the right path, and he was working to make things right.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Lucas Trucking. And that's exactly what he did. Once again he built a company from the ground up. The business had been an instant success.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. Ian opened his eyes, sat forward, turned his computer on. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

More Trucking Factoring Companies Reviews -Articles

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Trucking Invoice Factoring Companies

 

"

Russell Truck and Haul has been in business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Russell Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. The money was flowing, and times were great.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. And worse yet, Russell had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. Spring changed to summer, summer changed to fall, and the CEO of Russell, Johnny Holt, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. There was a growing list of clients who now owed them back debt.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Russell money had jumped ship and decided to leave him holding the bag.

 

. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Russell hadn't gone elsewhere. The had just gone!.To Johnny Holt the situation looked desperate. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. In the evenings he would discuss his concerns with his wife, Annie, and still find no relief from the worry and frustration.

 

""Lin, I have a really bad feeling,"" he would say with deep woe.""Well, what do you think it is?"" she would ask.Johnny would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What on earth was happening to create the death of his business?""I know what it is,"" Johnny said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Annie was trying so hard to support her husband in these worrying times, while Johnny was weighed down with the worry of how he was going to handle this situation he found himself in.The next day Johnny strolled into his office and was determined to sit down and make every phone call to every client who had owed Russell money. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Johnny knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Cynthiaerley knocked at his door.

 

""Johnny, can I have a word?"" she queried, standing in the doorway.

 

""Of course Cynthia, please come in."" Johnny relaxed back into his chair and looked up at Cynthiaerley.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Johnny."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" Cynthiaerley asked.""It does sound vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Johnny interrupted ""Immediately?"".""Yes, immediately,"" she continued, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It�s a broad view.""Johnny replied cautiously ""I see - and what happens then?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

The company will advise us the cost to purchase factoring for our company's accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Johnny was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""It sounds too good to be true, Cynthia,"" he said.""Now, now, I know, I thought the same thing. But think about it, Johnny: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. And they're flexible Johnny,"" she underlined a paragraph on the paper before him.""Just how flexible?"" asked Johnny.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Johnny.Johnny took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Johnny thought about this and agreed with Cynthiaerley. The customers who were in debt to Russell Truck & Haul were professional resources of the company, but they were also long-standing friends. They did not want to throw away these relationships because they were having trouble paying their bills now. Johnny knew only too well that the whole economy was floundering, and that it was not going to change overnight. That unknown amount of time, if he handled these debtors incorrectly, could spell disaster for both of them. Of course he did not want to lose any more money, but he did not want to lose business either.""Well, let me think about this tonight Cynthia, thank you."" Cynthia nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Johnny keep the shirt on his back, and possibly hers too.Johnny sat behind his desk and looked over the details Cynthia had not mentioned in their meeting. He wondered if there might be other problems freight factoring could help Russell Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Russell could receive up to fifty-percent cash advances upon load pick-ups. Johnny was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Francisco the good news,"" muttered Johnny to himself.Francisco is Johnny's son-in-law, and he really admired the ideas behind Russell, so much so that only two years before he had started his own transportation service business. At that time Johnny knew the struggles Francisco would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Russell was struggling then the little guys, like Francisco, were going to be in even more trouble.

 

But, maybe the answer for both of them was in freight factoring, and Johnny was going to find out very soon.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Johnny was beginning to find his way out of the hole his debtors had created for him.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Johnny recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Johnny hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

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Factoring Trucking Business

 

Why Truck Companies Make use of Factoring Companies.

 

As the owner of your own business enterprise, you may be much more than knowledgeable already of the challenge in making sure that capital concerns do not become a predicament down the line. After all, the most disappointing thing that can possibly come about for your company is to find yourself swept up in a long and perplexing circumstance that leaves you forever searching for the resources you need on an continual manner.

 

For any firm in this instance, the problem can come for waiting for work to clear up and actually be compensated into your balance. Statements, checks, and the like could take some time to actually to be taken care of which may leave you with momentary cash flow issues. Thank goodness, there are solutions out there for industries to explore-- and just one of these is factoring agencies.

 

Factoring agencies will, in trade for your bill of sales, give you with the finances now so that you do not have to worry about the waiting time span that could make paying off the expenses and getting toolsmore troublesome. With this type of system, invoice factoring can become tremendously valuable for numerous firms who need to avoid a money pitfall which they have gotten themselves in.

 

For the reason that, depending on the size of the job, it can take up to 60 days for several enterprises to get compensated then it is crucial to take care of your own back and definitely not leave yourself money short to settle the costs. After all, how many firms have two months revenue just lying there to cover all their expenditures until they get paid?

 

This is primarily true of trucking agencies. They often tend to take care of good deals of statements which means a significant amount of collection time involves business owner themselves. Seeking to get paid promptly can become an extraordinary struggle and this is the key reasons why you use truck factoring agencies who are delighted to help out truckers specifically.

 

As we all realize, trucking is an extremely massive market with a lot of firms out there working with hundreds of vehicle drivers. The sad thing is, many of these drivers wind up in finances predicaments considering that they are still waiting for work from six weeks ago to actually pay them. When this is the circumstance for a truck agency, choosing factoring firms for support could be the finest choice left.

 

This implies that a truck firm can compensate the wages of the work force, keep all the vehicles loaded with fuel and continue to scale, develop and expand without continually waiting for the money which is taking too prolonged to come in. Trucking Businesses operating without a factoring program established are leaving themselves at significant danger, as contenders cash out quickly and carry on to develop.

 

There's absolutely almost nothing to be stressed about when it comes to working with a Factoring contractor-- they are not like a financial institution or someone who is going to leave you with a significant stockpile of debt to repay. You give them authentic invoices from output you have already finished , you are merely expediting the repayment process.

 

In the Usa, where truck companies grow, factoring agencies are not considered getting a loan in any capacity. This private contract then enables both groups to benefit and enjoy a convenient future-- it gives the factoring company a guaranteed resource of money to add to the list and it gives the trucking business the required money that they sweated to obtain.

 

The trucking firm bestows their invoices to the factoring business. The trucking factoring business then acquire the installment payments from the trucking company's clients. Factoring has beenaround for centuries and has been adopted for several years by plenty of varying markets-- but none much more so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending upon who you deal with, it means that you are acquiring the cash today and can actually start setting the funds to perform.

 

Anyway, an IOU or an invoice is absolutely not going to fund costs, is it? For trucking agencies when the funds can be very good one day and gone the next, it is up to the drivers to work prudently and to guarantee they are leaving themselves with a notable amount of time and money to get through the week till they are compensated once more.

 

So the next time your trucking company is enduring some temporary capital concerns and you are investing a lot of time chasing sluggish paying clienteles, why not start off looking into making use of a factoring businesses as a method to get your money and give yourself a more comfortable future in the eyes of your trucking crew and your bank balance?

 

 

 

 

 

 

 

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Factoring Services For Trucking Companies

 

Factoring in the Future of a Trucking Business: A Story Warren Gardner let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Warren is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Gardner Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Warren�s father had started as an owner-operator and had grown Gardner Trucking Company into a fifteen trailer fleet over forty years. Yes, they had survived some very difficult times when it appeared like they might go under, and even Warren's mother had jumped into the cab at times to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. Now the company was solely in Warren�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Gardner Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Warren allowed himself a good hard chuckle. He remembered when his father was totally against installing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Warren knew he was right in his forward thinking. How would he take Gardner Trucking to the next level? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

He wondered about factoring - was this the answer for him? There was a lot he didn�t understand about the process. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Warren had to really consider what his next step was going to be. Warren had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Warren because he and his father had created a very strong and loyal list of clientele over the years. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Gardner Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Warren stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Gardner Trucking Company and who knows, move into Canada, which had always been his dream. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

 

 

 

 

 

 

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Factoring Loans Companies

 

Date Published- 2014- 12-04 Trucking Factoring Companies Reviews

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
www.Receivablefactoringcompanies.Org/

 

 

 

 

 

More Factoring Services For Trucking Companies -Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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